Shindig, you are going to have to come clean to your husband so you can start to get in control of your shopping addiction and your credit. Many people have found themselves in the same situation that you are in, but it doesn''t have to ruin your marriage.
You didn''t say what you''ve been spending your money on, but your husband must wonder how you''ve afforded your purchases. Secrets are rarely secrets for long in a marriage.
You first need to tell your husband what has happened. He will probably be angry, but if he loves you he will find a way to help you get the problem under control. The next step is to find a non-profit credit counseling agency who can help you possibly consolidate your credit card debt and get it paid off sooner.
I also advise you to find a therapist who can help you get in control of your shopping addiction. Any addiction is hard to break, and getting professional help will help you understand why you feel the need to spend money you don''t have and help you get the tools you need to change that behavior.
I wish you the best!